FICO Scores Are Used By 90% Of Top Lenders.

FICO Scores Are Used By 90% Of Top Lenders.

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You Need 6 Months Of Credit History To Get A FICO Score In Order To Better Assess Your Creditworthiness Over Time.

They’re Determined By Five Distinct Factors:

• Payment History (35%)
• Credit Usage (30%)
• Age Of Credit Accounts (15%)
• Credit Mix (10%)
• New Credit Inquiries (10%)