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FICO Scores Are Used By 90% Of Top Lenders.

FICO Scores Are Used By 90% Of Top Lenders.

FICO Scores Are Used By 90% Of Top Lenders.

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You Need 6 Months Of Credit History To Get A FICO Score In Order To Better Assess Your Creditworthiness Over Time.

They’re Determined By Five Distinct Factors:

  • Payment History (35%)
  • Credit Usage (30%)
  • Age Of Credit Accounts (15%)
  • Credit Mix (10%)
  • New Credit Inquiries (10%)

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